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Securing a
Bridging loan needn't
be tricky.
Welcome to Somo.

A second generation bridging lender
who always looks to say 'yes'.

Our mantra?
Why make
Bridging difficult.

Prefer a direct approach?
Speak to us in person. Call 0161 312  5656

Our friendly and professional team, backed by
years of knowledge and experience, use the latest fintech to make quick and sensible decisions to
help you find funds fast.

Our mission is to make applying and securing a
Bridging Loan as simple as walking into a high street
bank - but without the delays, complex procedure
and restrictive criteria.

Apply in minutes. We make our application process quick, simple and paperless, whether you enquire online or over the phone.

Application to Funding. Our dedicated and friendly team support Borrowers who come direct to Somo, every step of the way.

A quick step-by-step
to funding.

As we said, our ethos is to find as many
ways to say YES to a loan as possible.
Simply and responsibly.

Quick Application
Fill out our short application form online to enquire with Somo. If you prefer to speak
to our team, book a call via the link below.

Full Credit Backed Offer
Our team are happy to help. Aiming to
provide you with a full offer and DIP within
30 minutes of receiving your application.

Valuation, Legals and Underwriting
Your case will then be passed to our
underwriting team and we will assign you
a dedicated Case Manager.

Funds Released
Once everything is finalised and the case
has completed - funds are transferred to the borrower.

Bridging Loan FAQs

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Rest assured.
We will go
to great lengths
to say yes.

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Company Information: Somo is a trading style of SM1 Capital
& Security Ltd,a company registered in England with registration no. 12713865, registered with the Information Commissioner’s Office
with registration no. ZB803361, registered with the FCA for anti-money laundering with registration number 1012061. Reg Office: St Johns Hse, Barrington Rd, Altrincham, WA14 1JY.The Somo business is unregulated for both borrowers and investors.Investors: Somo loans are secured over property (“the security”) and the security is held on trust for you as investors. The loans that you make are not regulated
by the FCA . Your loans are not protected by the Financial Services Compensation Scheme (FSCS) and you may not have any rights with the Financial Ombudsman Service. All your capital and uncredited interest is at risk. Past performance is not a reliable indicator of future results. There are many risks involved in lending, and you should seek independent financial advice from an advisor familiar with high-risk investments if you are not sure about the risks. Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you are unlikely to be protected if something goes wrong. Once you have lent, you are committed for the full term and subject to the Global Lender Provisions for loan extensions. Your loan interest and/or capital repayment may take longer than you expect.
A capital loss is recognised after all reasonable avenues of loan recovery have been exhausted. Property values may go up or down. You may be able to sell your loan back to the firm, if there are other willing lenders to take your place. You should not rely on the ability
to re-sell the loan and you may have to sell it at a discount if you need liquidity quickly. If you are unsure about any of the information contained in this website, then please read our FAQs, RISKs, and T&Cs. Tax treatment of any of the loans will depend on the individual circumstances of each lender and may be subject to change in the future. You are liable for your own tax and may wish to consult with a tax/legal adviser for specific advice. Terms apply.

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