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...Brokers...
why make bridging difficult.

Welcome to the lender
that completes

Why make anything
harder than
it needs to be?

Let us do the work for you. We like to think of our brokers and introducers as part of Somo. Like family, there’s no challenge we can’t find a solution to, if we work together.

Somo honours the special relationship that Brokers
have worked hard to create with their clients and our ‘blended service’ means you focus on what you
do best, managing the client and the case, whilst we
do the heavy lifting.

Somo will process the application, instruct valuations, organise Second Charge consent and process the
legals whilst providing as much support as your case needs – all directed by you.

Somo products.

We offer a wide range of products, designed
to meet the diverse needs of our borrowers.
So whether or not your client has clean
or adverse credit, our tailored loan approach
and options are suitable to most situations.

£27,500 - £5million

Whether you need a small boost
or substantial funding.

Up to 75% LTV

High loan-to-value options available
for a wide range of business needs.

Rates from 0.89%pm

Competitive rates with complete
and transparent terms.

Find your
Relationship Director
in your area.

We're assigned a Relationship Director for each
area in the UK, so you always have a dedicated expert
to answer your questions about our loan products.
They can keep you updated on all promotions and support you throughout the process.
Enter your postcode to find yours locally.

Why Somo?

No upfront Legal Fees

We don't require clients to pay
costly legal undertakings, instead,
our clients can opt to deduct
the legal fees at completion.
Meaning, if we don't complete,
we foot the bill.

Any Business Purpose

We understand that your business
needs can vary widely.
Whether it's expansion, investment orpurchasing goods
We'll always look to lend

Flexible Products

We cater to all client
circumstances, ensuring you
find the perfect loan
for the specific needs of either
yourself or your client.

Stay up to date with our latest products, rates and promotions.

Broker FAQs

What our brokers
say about us.

Quick enquiry

Postcode
Loan amount
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Company Information: Somo is a trading style of SM1 Capital
& Security Ltd,a company registered in England with registration no. 12713865, registered with the Information Commissioner’s Office
with registration no. ZB803361, registered with the FCA for anti-money laundering with registration number 1012061. Reg Office: St Johns Hse, Barrington Rd, Altrincham, WA14 1JY.The Somo business is unregulated for both borrowers and investors.Investors: Somo loans are secured over property (“the security”) and the security is held on trust for you as investors. The loans that you make are not regulated
by the FCA . Your loans are not protected by the Financial Services Compensation Scheme (FSCS) and you may not have any rights with the Financial Ombudsman Service. All your capital and uncredited interest is at risk. Past performance is not a reliable indicator of future results. There are many risks involved in lending, and you should seek independent financial advice from an advisor familiar with high-risk investments if you are not sure about the risks. Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you are unlikely to be protected if something goes wrong. Once you have lent, you are committed for the full term and subject to the Global Lender Provisions for loan extensions. Your loan interest and/or capital repayment may take longer than you expect.
A capital loss is recognised after all reasonable avenues of loan recovery have been exhausted. Property values may go up or down. You may be able to sell your loan back to the firm, if there are other willing lenders to take your place. You should not rely on the ability
to re-sell the loan and you may have to sell it at a discount if you need liquidity quickly. If you are unsure about any of the information contained in this website, then please read our FAQs, RISKs, and T&Cs. Tax treatment of any of the loans will depend on the individual circumstances of each lender and may be subject to change in the future. You are liable for your own tax and may wish to consult with a tax/legal adviser for specific advice. Terms apply.

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